UBA: How to Access UBA Loan, Banking Codes and Customer Care Service

In this post, we are going into details on what you want to discover about UBA as financial institution, Such as UBA banking code, UBA Customer Care, UBA loan, UBA Leo AI, UBA Mobile Banking, etc. make sure you read to the end to get to know more about UBA banking.

Transaction Type


Check UBA Account Balance *919*00#
Buy Airtime for self *919*amount#
Buy Airtime for others *919*phone number*amount#
Load UBA Prepaid Card *919*32#
Transfer money to UBA Account *919*3*account number*amount#
Transfer money from UBA to Other banks *919*4*account number*amount#
UBA ATM Cardless Withdrawal *919*30*Amount#
Airline Ticket Menu *919*12#
Pay Bills *919*5#


How to transfer money from UBA account using UBA USSD code

You can transfer money with a few clicks by using UBA Ussd code on the network (SIM) you registered your UBA account.

As we all know, there are limits to the money you are allowed to send to any Nigerian bank, and for UBA funds, the higher transaction limit is up to 1m per day. 

There are different USSD codes to transfer money to a UBA account and send money to other banks like GTB, Zenith Bank, Access bank, FCMB, etc.

Also Read: Access Bank Mobile Banking And USSD Code For Offline Transactions (Ultimate Guide)

The USSD code to transfer money from your UBA account to another UBA account is: 9193account numberamount#; then follow the steps you see on your screen.

The USSD code that allows you to transfer money from your UBA account to other banks is: 9194account numberamount#; the steps will guide you on the phone screen.

How to buy Airtime from UBA using USSD code

Most people now buy their Airtime through their banks because it is less stress-free and faster than going on errands because of Airtime.

In the century, you can easily buy Airtime on your UBA bank through a few clicks on your smartphone; this service is available to all network subscribers, so don’t panic, including Airtel, MTN, Glo, etc.

Also Read: How To Make Money From MTN Data Subscription And Browse For Free

With UBA Airtime top-up for self plan, you can quickly recharge Airtime on the number (network) you used to register for your UBA account. To buy Airtime for yourself, dial 919amount# on your registered mobile line, e.g., 919100#, to buy 100 Naira airtime.

To buy Airtime for another person or your other network different from the one you used to register for your UBA account, Simply dial 919Phone Number* Amount#.


UBA also provides its customers with financial assistance and offers different kinds of loans. Below this section explains the steps to take and requirements to get a loan from UBA Bank.


If you want to apply for UBA bank loan, there are specific requirements and steps you have to follow. 

Note: there are different kinds of loan from Mortgage finance, Diaspora mortgage finance, and loans for businesses that UBA offer,

All you need is to walk into any branch of UBA or call a UBA customer service representative for more inquiries if you want your loan request approved.

  • Firstly, you have to complete the UBA online consumer loan application form online by downloading the document (PDF), then inquire or go to any of their branches to collect the paper and then ask about a loan.
  • Once you complete the form, submit the UBA Consumer Loan form to any UBA branch close to you.

Also Read: How To Get Quick Loan In Nigeria Without Collateral 2021 Updates


5% monthly repayment for a 6 months tenor until you’ve repaid all outstanding debt

You must be a UBA account holder

You must have received a salary through UBA for at least 3 months

You must not have any issue with returned cheques due to insufficient funds

You must complete a Letter of Set-Off or Lien or Deposit Hypothecation Agreement in the owner’s name.

You must complete a Letter of Confirmation of Collateral.


For those that are not internet literate or people who prefer the USSD Code, in this section, we will explain how to get a UBA loan using ussd code in 4 steps.

USSD is another quick and fast way to access a UBA loan without leaving your surroundings. 

Note: All you need is your phone with the number you used to register your UBA Bank account

Step 1: Dial 91928# for you to get started on accessing your loan.

Step 2: Enter the amount you would wish to get.

Step 3: Select the period you wish to pay the loan you are getting.

Step 4: Select finish, and your loan shall be approved within a few minutes.

It is straightforward as that.

Also Read: First Bank Mobile Banking And USSD Code For Offline Transactions


There are possible ways to apply for a loan on your UBA mobile app; it is trending in our century. We youngsters now prefer mobile banking to visit the bank physically because mobile banking is stress-free. 

If you want to apply for a loan using UBA Mobile app, make sure you follow all the steps below thoroughly;

  • Log into either internet banking or UBA mobile app
  • Click on credit
  • Enter the amount of money you would love to borrow.
  • Give the period/date you would want to pay
  • Click on submit.
  • It is as simple as that; within no time, money will be in your account.

Also Read: How To Acquire Student Second Degree Loan in UK

Let us know in the comment below which method is more straightforward, between USSD Code or Mobile App.


In case you have an issue with your UBA Bank account, or you would like to reach UBA bank customer support on voice call/ SMS. You can always call or SMS the service support they always available 24/7 

Their contact details will be listed below if you want to talk to a UBA bank personnel who is always happy and ready to assist you.

 +234 700 2255 822 (0700-CALL-UBA)

+234 1 280 8822 (2808UBA)

+234 1 631 9822

Also Read: How To Stop Loan Apps Harassment in Nigeria

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